To enrol at h_da you need a valid Health Insurance and a Travel Insurance

» The month of September needs to be covered by a travel insurance.

» From October onwards a mandatroy health insurance is necessary.

What is the difference?

The travel insurance covers losses due to covered medical and dental emergencies that occur during your trip to the maximum amounts outlined in your policy. A covered medical emergency means a sudden, unexpected illness, injury or medical condition that could serious harm if not treated.

The health insurance is designed for long-term residency overseas. For your study it is mandatory and there is no way around it. No health insurance - no enrolment. Very important: take a legal German statutory health insurance.

1. Health Insurance - General Information

Important Info about Health insurance in Germany - Our partner TK!

All students must take a health insurance policy which is valid in Germany and must provide the policy at your enrolment. Get information on health insurance and what services are covered by it. We strongly advise you to undertake the necessary steps well in advance to make to be prepared for your enrolment process.

h_da works closely together with TK Health Insurance. You may choose any other legal German statutory health insurance as well. Monthly rates are the same for all statutory health insurance companies and are fixed by German law. The monthly amount is 117 € to 121 €, depending on your age (based on the current legal base 04/2022).

How to set up health insurance with TK

Take a look at the short videos for more information on how to set up a health insurance with TK, and important information regarding obtaining a statutory health insurance in Germany. Please note, that although this video is provided by TK, the information basically applies to most statutory German health insurances.

Easy and affordable - Insured with the German health insurance TK
The electronic health card
German health insurance for foreign students           

Different processes for different age groups for health insurance:

  • A public health insurance in Germany costs around € 120 per month.
  • Our University cooperates with TK Health Insurance, a statutory German health Insurance.
  • In May an information meeting will be held. You will get an invitation.
  • You will then apply to TK.
  • TK will then automatically confirm your registration to the University directly.
  • TK finalises your insurance upon your arrival.
  • The insurance covers european-wide.
  • Easy access to medical services in Germany (as you will be able to show your European Health Insurance Card).

Students who are older than 30 years need a so called private German health insurance. This must offer comparable health insurance cover in accordance with § 11 of the German Social Security Code (Sozialgesetzbuch V).

Ms Memminger ( from the TK insurance company must always check this private health insurance and send the electronic notification (Meldegrund 10) for your enrolment to h_da.

Please note, a travel insurance will not be accepted for an enrolment at a German university.

In case you have further questions or need an insurance confirmation for VISA purposes, please contact Mrs. Catharina Memminger (, Tel: +49 40 460 65 10 77 52.

Students from EU or agreement countries who are already statutory ensured (no travel insurance, or the like!) in their home country do not have to be ensured in Germany.

With your European health insurance card (EHIC) you can see a doctor directly.

For your enrolment at h_da, please send a copy of your valid health insurance card (EHIC) or your A/T11 document (from SGK in Turkey) and a copy of your passport to Mrs. Memminger will check these and send the electronic notification (Meldegrund 10) about your insurance status to the faculty directly.

Before you arrive in Germany

How to apply for Health Insurance

First step:


To obtain the necessary health insurance certificate from TK Health Insurance please fill in the application form.



will then automatically send an electronic notification (Meldegrund 10) to h_da and a separate certificate for your visa application to you. Hence you do not need to send us any proof.

Next step:


As soon as you know about your arrival in Germany, please contact Ms. Memminger (



informs you about the next steps and explaines all details regarding payment as soon as you arrive in Darmstadt.

2. Travel Insurance - General Information

Take out a travel insurance

There are special regulations for the month of September, as the regular student health insurance is only valid as of 1 October. Hence you MUST take out a travel or incoming insurance for September (EXTREMELY important!).

Beginning with the first day of your residence in Germany you MUST have provided a travel insurance which covers the time between the day your arrival and 1 October when your student health insurance comes into effect.

You have to make sure that your travel insurance for September covers treatments as a result of pandemics e.g. COVID-19 as well as hospital stay! From experience we know that cheap travel insurances usually do NOT cover these treatments. Hence we strongly recommend that you choose an appropriate travel insurance. Else you will have to pay for the necessary medical treatment by yourself – which can easily cost up to a hundred thousand Euro. Don’t take the risk!!!

Email the travel insurance information by 25. August latest

Please email your travel insurance policy to Mrs. Memminger by 29. August latest!

After your arrival in Germany

First step:


Activate your TK-Card

» Please either send the Meldebescheinigung

or your Address Update  to the following address:


You will be informed about further steps automatically by TK.


students > 30 years old:


To get a card please contact your health insurance provider directly.




Please do not forget to create a SEPA mandate for the health insurance fee. Without payment you will be exmatriculated.

If you cannot come to Germany...

If you can’t come to Germany and are not enrolled, you may cancel the insurance any time and no health insurance contribution will be levied.